of my refinancing saga. I realize that every time I say that I have to eat my words but this time they tell me that the end really is in site. The they is Bank of America and the title company, which I suspect is owned by Bank of America, also. Man, what a horrible, hellicious experience. Details here, once the closing is closed and the documents are signed. All I can say is that interest rates better not go down any further. Not sure I could go through this again.